Below, you’ll find answers to frequently asked questions about car accidents in Connecticut and important information to help guide you through this process.
Our Connecticut car accident lawyer at Jonathan Perkins Injury Lawyers is here to help you understand your options and take the next steps. Contact us anytime to schedule a consultation and discuss how we can support you.
Connecticut Car Accident FAQs
After an accident, it is natural to want to know about your legal rights and options. Our team has compiled a list of some of the most common questions that victims have.
How Long Does It Take to Settle a Car Accident Case in Connecticut?
The timeline for settling a car accident case in Connecticut can vary based on several factors:
- No Injuries: If there were no injuries, and both parties agreed on who was at fault, your case could be resolved relatively quickly. You would typically file a claim with the other driver’s insurance, and if they agree, a settlement may follow.
- With Injuries: Cases involving injuries may take longer since evidence, like medical records, must prove the other driver’s fault. This often involves discussions with the insurance company, who may take time to review and offer a settlement.
- Going to Court: If the insurance company denies the claim or doesn’t agree to a fair settlement, you may need to file a lawsuit, which can lengthen the process further.
Is Connecticut a No-Fault Accident State?
No, Connecticut is a “fault” state, meaning the driver responsible for causing the accident is also responsible for paying damages, typically through their insurance. This is different from “no-fault” states, where each driver’s insurance covers their own injuries regardless of who caused the accident.
How Soon Do I Need to Report an Accident in Connecticut?
In Connecticut, you must report any accident resulting in injury, death, or property damage over $1,000 to the police within five days. Reporting creates an official record of the accident, which can be important if you decide to file a claim later.
What Should I Do Immediately After a Car Accident?
Right after a car accident, these steps can be helpful:
- Get Help by Calling 911: Ensure everyone is safe and call 911, especially if anyone is hurt. Emergency responders will come to assist, and police will document the accident.
- Exchange Information: Share details like your name, contact information, and insurance with the other driver. If there are witnesses, get their contact details too.
- Take Photos and Notes: Use your cellphone to take pictures of the accident scene, any damage to vehicles, and any visible injuries. This evidence can help show what happened.
Do I Need to Call the Police for a Minor Accident?
Yes, it’s usually a good idea. In Connecticut, any accident involving injuries or property damage over $1,000 must be reported to the police. A police report can also serve as evidence of the accident and may help in your insurance claim.
Who Pays for My Medical Bills After a Car Accident?
Since Connecticut is a fault-based state, the at-fault driver’s insurance is usually responsible for covering medical expenses. Often, though, compensation isn’t available until you have completed your medical treatment, so sometimes personal insurance is used initially.
How Much Compensation Can I Get for My Injuries?
The amount you can receive depends on several factors, such as:
- Injury Severity: Serious injuries tend to result in higher compensation than minor ones.
- Medical Bills: Compensation generally covers all medical expenses directly linked to the accident.
- Lost Income: If your injuries caused you to miss work, you may receive compensation for your lost wages.
What Are Soft Tissue Injuries in a Car Accident?
Soft tissue injuries affect muscles, tendons, or ligaments. Common soft tissue injuries in car accidents include whiplash, where the neck is suddenly jerked forward and back. Symptoms can range from neck pain and headaches to dizziness.
How Do I Prove the Other Driver Was at Fault?
Evidence to support your claim could include:
- Police Report: A police report often includes an assessment of fault.
- Eyewitness Testimony: Statements from people who saw the accident can help show what happened.
- Photos or Videos: Images from the scene may show damage, skid marks, or road conditions that help demonstrate fault.
Should I Talk to the Other Driver’s Insurance Company?
It’s generally best to avoid discussing your accident with the other driver’s insurance company on your own. Anything you say could be used against you in their investigation. Instead, a car accident attorney in Connecticut can speak with them on your behalf, protecting your interests.
What Is a “No-Win, No-Fee” Car Accident Lawyer?
A “no-win, no-fee” lawyer means you don’t have to pay upfront fees. At Jonathan Perkins Injury Lawyers, our Connecticut car accident lawyers only get paid if you win your case. This way, you don’t face financial risk when seeking legal help.
Can I Still Claim if I Was Partially at Fault?
Connecticut follows a “modified comparative negligence” rule. If you are less than 51% at fault, you can still receive compensation, but your percentage of fault may reduce the amount.
What If the Other Driver Doesn’t Have Insurance?
If the at-fault driver is uninsured, your own uninsured motorist (UM) coverage can often cover medical costs, lost wages, and other expenses. A Connecticut auto accident lawyer can help explore your options.
When Should I Contact a Car Accident Attorney in Connecticut?
It’s a good idea to contact a lawyer as soon as possible after the accident. The sooner you start, the easier it will be to gather evidence and understand your legal options.
What if I Don’t Feel Hurt Right After the Accident?
Sometimes injuries don’t show up right away. It’s still smart to see a doctor after an accident, even if you feel okay. Medical records from that visit can be helpful if symptoms appear later on.
Can I Recover Compensation for Emotional Stress?
Yes, emotional distress and trauma from the accident can be included in your claim. These damages can be more challenging to prove, but a collision attorney near you can help gather the necessary documentation.
How Can a Connecticut Car Accident Lawyer Help Me?
A lawyer can help gather evidence, handle conversations with insurance companies, and advise you on the best way to proceed with your claim. Our team is here to support you throughout the process.
What if I Was in an Accident with a Government Vehicle?
If you were in an accident involving a government vehicle, filing a claim might be more complex. Special rules often apply, including shorter deadlines for filing. A Connecticut car accident lawyer can guide you through this type of claim.
How Can I Cover Car Repairs if the Insurance Process Is Delayed?
If your car needs repairs quickly, you may use your own collision coverage to pay for it first. Once the insurance claim is settled, your insurance company may seek reimbursement from the at-fault driver’s insurer.
Why Choose Jonathan Perkins Injury Lawyers?
Our team of experienced car accident attorneys in Connecticut is committed to helping you pursue the compensation you deserve. We offer a no-win, no-fee arrangement, so there’s no financial risk when working with us. Contact us today for a consultation.
Contact Our Connecticut Car Accident Lawyer Today
At Jonathan Perkins Injury Lawyers, we understand that every car accident is different. Feel free to reach out if you have questions not answered here or want specific advice for your situation.
Our top-rated collision lawyers in Connecticut are here to help you make informed choices and support you each step of the way. Don’t wait—call us now for a free consultation to learn how we can assist with your car accident claim.