What To Do After a Car Accident in Connecticut or Massachusetts

Key Takeaways

• Always check for injuries and call 911 immediately after a car crash.
• Stay at the scene and cooperate with the police to ensure an official report is filed.
• Exchange information and take photographs to document evidence.
• Avoid admitting fault — speak only to the police or your attorney.
• Contact an experienced Connecticut or Massachusetts car accident lawyer to protect your rights and help you recover compensation.

If you’ve been involved in a crash, these immediate steps can protect both your health and your legal rights:

Step 1: Check for Injuries and Call 911

After any car accident, your first priority is safety. Check yourself, your passengers, and others involved for injuries.

If anyone is hurt, bleeding, or unresponsive, call 911 immediately for emergency medical assistance. Even if injuries appear minor, visit a doctor within 72 hours — some injuries, like whiplash or concussions, develop symptoms later.

Prompt medical care also helps document your injuries for insurance and legal claims.

Step 2: Call the Police

Under both Connecticut and Massachusetts law, you must remain at the accident scene until the police arrive.

Police officers will:

• Gather driver information
• Verify licenses, registrations, and insurance
• Document vehicle damage
• Prepare an official accident report

This report is essential for insurance claims and personal injury cases, as it serves as a verified record of the crash.

Step 3: Exchange Information

While waiting for the police, exchange details with the other driver, including:

• Full name and contact number
• Driver’s license and license plate number
• Insurance company and policy number
• Vehicle make, model, and color

Keep your communication brief and polite — do not discuss fault or blame at the scene.

Step 4: Gather Witness Information

If anyone witnessed the accident — such as pedestrians, nearby drivers, or store employees — ask for their names and contact information.

Witness statements can play a critical role in proving liability during insurance or legal proceedings, especially if fault is disputed.

Step 5: Stay Calm and Don’t Admit Fault

After an accident, it’s natural to feel shaken or upset, but try to remain calm. Avoid admitting fault or making speculative statements like “I didn’t see you” or “I might have been going too fast.”

Even if you believe you contributed to the crash, the other driver may also have been negligent — for example, by speeding, texting, or running a red light.

Limit your discussions to the facts with:

• The responding officers
• Your insurance company
• Your car accident lawyer

Step 6: Take Photographs

Use your smartphone to take clear photos and videos of the accident scene, including:

• All vehicle damage (yours and the other driver’s)
• Skid marks, debris, or road hazards
• Weather and lighting conditions
• Visible injuries

These images provide critical evidence for insurance adjusters and attorneys to assess damage and fault accurately.

Step 7: File an Accident Report

Even for seemingly minor accidents, ensure that a police or incident report is completed.

In Connecticut, if property damage exceeds $1,000 or there are any injuries, a report is mandatory. Police may refer to smaller incidents (e.g., in parking lots) as “incident reports,” but these still serve as valuable documentation for your claim.

Step 8: Notify Your Insurance Company

Contact your insurance company as soon as possible after the crash. Provide:

• The date, time, and location of the accident
• The other driver’s details
• A copy of the police report (once available)

Timely reporting helps prevent disputes over coverage or claim denials. Avoid speculating about fault or the extent of injuries — stick to the facts.

Step 9: Contact a Connecticut or Massachusetts Car Accident Lawyer

Navigating insurance claims and liability issues can be stressful — especially while recovering from injuries.

At Jonathan Perkins Injury Lawyers, our experienced Connecticut and Massachusetts car accident attorneys handle every aspect of your case, from investigating the crash to negotiating with insurance companies.

We’ve helped thousands of clients in:

• New Haven, Hartford, Bridgeport, and Waterbury, CT
• Springfield, Worcester, and Boston, MA

Our attorneys work on a contingency fee basis, meaning you pay no upfront costs — we only get paid if you win.

Common Mistakes to Avoid After a Car Accident

Even small errors after a crash can jeopardize your claim. Avoid these pitfalls:

🚫 Admitting Fault – Never apologize or accept blame, as this can be used against you.
🚫 Delaying Medical Treatment – Waiting to see a doctor can harm both your health and your case.
🚫 Failing to Gather Evidence – Without photos, witness statements, or police reports, your case may lack crucial proof.
🚫 Ignoring Medical Advice – Follow all doctor’s orders and keep detailed records of your recovery.
🚫 Accepting a Quick Settlement – Insurance companies often offer lowball settlements. Consult a lawyer before signing anything.
🚫 Not Hiring a Lawyer – Without legal representation, you risk being undercompensated for your damages.

Why Legal Representation Matters

Navigating Connecticut’s legal and insurance systems after a car accident can be complex. Partnering with an experienced car accident attorney can make a significant difference in your case outcome.

1. Establishing Liability

Your lawyer will identify responsible parties and gather evidence to prove fault under Connecticut’s or Massachusetts’ negligence law.

2. Insurance Negotiations

Insurance companies often undervalue claims. A skilled attorney can negotiate aggressively to ensure you receive the compensation you deserve.

3. Maximizing Compensation

A lawyer can calculate the true value of your damages — including medical bills, lost income, pain and suffering, and future care needs.

4. Court Representation

If settlement negotiations fail, your attorney can prepare a strong case and represent you at trial.

Call Our Car Accident Lawyers Today

If you’ve been involved in a car accident, protect your rights and secure the compensation you deserve. We’re available 24 hours a day, 7 days a week to help you take the right steps after your accident. Fill out our Free Case Evaluation Form today.