Commercial truck accidents in the United States take the lives of thousands of people every year. Hundreds of thousands of other collisions are reported, many of which result in injuries.
Here in Connecticut, we see far too many people harmed as a result of accidents involving big rigs and commercial vehicles. Trying to deal with the insurance company in the aftermath of a truck accident can be incredibly difficult. For this reason, it is vital that you seek guidance from our Woodbridge truck accident attorneys right away.
How Truck Accident Insurers Work
Truck accidents in Connecticut often involve hefty insurance policies. The coverage can reach in the multi-million dollar range, ensuring you can recover full compensation for your medical costs, vehicle repairs, and other damages.
However, the significant coverage makes the claims process far more complex than a typical motor vehicle accident claim. Insurance companies representing truck drivers and truck companies are often reluctant to pay fair compensation to victims.
Rather than being upfront and offering you the full amount of compensation for your damages, the insurance company will do everything possible to try to get out of paying you the money you rightfully deserve. While navigating the process of dealing with insurers after truck accidents in Woodbridge, Connecticut, there are a few things you should keep in mind.
The Insurer Will Try to Pay as Little as Possible
After a truck accident, there is a good chance that you will be dealing with significant injuries that require extensive medical care. It is vital that you have the money needed to cover these costs. However, truck accident insurers will often do everything possible to minimize the amount of compensation you recover. As insurance companies are more business-focused, they are set on providing the littlest amounts of money possible to victims in order to minimize their losses. Having Woodbridge truck accident attorneys represent you and handle communication with the insurance company will help you get the maximum possible compensation.
The Insurance Adjusters Have More Truck Crash Knowledge than You
Since insurance adjusters handle truck accident claims often, they have access to extensive databases that have information regarding damages that others have been able to collect. With this information, they will try to provide you with the minimum amount of compensation for your losses and damages. Having a knowledgeable personal injury lawyer in Connecticut by your side can help to level the playing field and ensure you have a fighting chance at fair compensation.
The Insurance Adjuster Will Try to Shift the Blame
The insurer for the trucking company may try to shift the blame for the accident onto you. Not only does this prolong the legal process, but it can also decrease the compensation you can recover.
Insurance Adjusters May Intentionally Delay Payments
There are situations where insurers will do everything possible to delay giving you money. They may try to minimize your recovery and then spend a significant amount of time making demands for you to “prove” your losses and damages. This can negatively affect your ability to get the medical care required for your injuries and make the necessary repairs to your vehicle.
Rather than trying to handle a truck accident claim alone, it is in your best interest to seek guidance from our personal injury lawyer in Connecticut. Our team will investigate the truck accident and determine who is liable.
Who is Liable for Your Truck Accident?
In general, there are various parties that you can take legal action against after being hurt in a truck accident in Connecticut. These include:
The Truck Driver
If the truck driver engaged in some reckless or negligent action, such as driving while impaired or distracted, you can file a personal injury claim against them for your damages.
The Truck Company
If a truck company was negligent in hiring or supervising their driver, and you were harmed as a result of this negligence, you can take legal action against the trucking company.
Cargo Loading Company
If you suffered injuries as a result of a truck accident that was caused by a cargo spill or a cargo shift, you may be able to take action against the cargo loading company. These accidents typically involve some form of negligent or reckless actions when loading cargo onto a trailer. In some cases, this can include improperly loading or overloading a trailer.
Maintenance Companies
Maintenance companies are responsible for inspecting and maintaining commercial vehicles. In some cases, these entities may be in a rush to get a vehicle back on the road and cut corners when doing a proper inspection. If the truck accident that you were injured in was a result of a mechanical failure, they may be held responsible for any resulting damages. However, there are situations where the truck part manufacturer may also be held liable.
Truck Owners
If the owner of the truck is somebody other than the truck company or the truck driver, you have the ability to take action against them. This is particularly true in cases where truck owners allow other people to operate their vehicles when they are unqualified to do so.
Government Entity
If you were involved in an accident as a result of negligent road conditions or another reckless or negligent action performed by a government entity, you have the ability to take legal action against the responsible party.
Dealing with the aftermath of a truck accident can be time-consuming and confusing. However, with the right Woodbridge truck accident attorneys by your side, you will be better positioned to protect your rights and get justice. Our team will be able to perform a comprehensive investigation to determine all of the parties that are liable for the injuries and damages you suffered.
Call Our Woodbridge Truck Accident Attorneys Today
At Jonathan Perkins Injury Lawyers, our award-winning team is dedicated to fighting for the rights of truck accident victims and holding those responsible accountable for their actions.
With over 25 years of experience and a proven track record of success, we are more than prepared to handle your case with compassion, diligence, and determination. Contact our personal injury lawyer in Connecticut today to see how we can help you seek the justice and compensation you deserve.