If you have been in a car accident in Connecticut, you may be wondering how pain and suffering is determined for insurance claims. There are no strict rules for determining how much pain and suffering is worth. You will need to prove that any claims you are making are a direct result of the accident.
Pain and suffering claims can encompass both physical and emotional pain. It can include not only pain suffered directly following an accident but also continued emotional, mental and physical pain long after the fact.
Supporting evidence is a must
When making an insurance claim, you will need to have supporting documents that prove the pain and suffering you are experiencing are a direct result of the car accident. One of the most important determining factors is evidence like your medical records and any doctor’s notes. In addition, any medical bills, photos of injuries, proof of lost wages and even receipts for prescriptions associated with injuries and emotional trauma should be submitted with your claim.
If you fail to provide proof, the insurance company will assume that you have not experienced pain and suffering as a result of the car accident. After submitting all of your documentation about the car accident, an insurance agent will review your case and determine what your claim is worth.
Help navigating the claims process
If you have been in a car accident and need to make a pain and suffering claim, it may be in your best interests to consult with an experienced car accident attorney. They may guide you through the process, help you gather all your documents and properly submit them to the insurance company.