Dealing with the aftermath of a car accident is often compounded by the challenge of understanding and following Connecticut’s car accident laws. You may face several challenges, such as injuries, property damage, or both. At this point, deciphering and understanding the laws related to your case can seem overwhelming.
However, clearly understanding these laws is crucial in protecting your rights and ensuring you receive the compensation you deserve. This is where the help of a car accident lawyer in Connecticut can be extremely helpful.
At Jonathan Perkins Injury Lawyers, we have decades of experience guiding our clients through car accident claims in Connecticut, advocating for their rights every step of the way. Here are some of the laws in Connecticut that often affect motor vehicle accident claims.
Connecticut Car Accident Laws
Connecticut operates under a “fault” system for car accidents. This means that the person responsible for causing the accident is also responsible for any resultant harm. Understanding this is key to navigating the initial steps following an accident, as it directly influences how you claim compensation for your damages.
1. At-Fault System and Insurance Claims
In Connecticut, the at-fault driver’s insurance covers the damages resulting from the crash. Victims have several options:
- Submit a claim to their insurance provider, which will subsequently seek reimbursement from the insurer of the at-fault driver
- Submit a claim directly to the insurance company of the at-fault driver
- Initiate a personal injury lawsuit in a court of law
2. Statute of Limitations
Connecticut law dictates a statute of limitations for car accident claims. You have two years from the accident date to file a lawsuit for personal injury claims. Property damage claims also have a two-year statute of limitations. Failing to act within this timeframe can result in losing your right to seek compensation.
3. Comparative Fault Rules
Connecticut follows the modified comparative fault rule. This means if you are found partially at fault for the accident, your compensation may be reduced by your percentage of fault, as long as you are not more than 50% responsible. If you surpass this threshold, you will be ineligible to recover damages.
4. Reporting Requirements
State law requires that any car accident resulting in injuries, death, or property damage exceeding $1,000 must be reported to the Connecticut Department of Motor Vehicles within ten days of the incident. Failure to report could lead to penalties, including your driver’s license suspension.
5. Minimum Insurance Requirements
Connecticut mandates that all drivers carry minimum amounts of liability insurance. These requirements include $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage. This is crucial for ensuring coverage in the event of an accident.
How a Car Accident Lawyer in Connecticut Can Help
Understanding and navigating these laws while recovering from an accident can be daunting. This is where a Connecticut car accident attorney steps in, providing crucial support in several ways:
- Skilled and Knowledgeable Legal Guidance: An experienced attorney will offer comprehensive advice that meets your needs and circumstances, ensuring you understand your rights and the best course of action.
- Negotiating with Insurance Companies: Insurance adjusters are trained to minimize payouts. A skilled attorney will negotiate to ensure you receive fair compensation for your injuries and damages.
- Representing You in Court: If a fair settlement cannot be reached through negotiation, your attorney will represent you in court, presenting a strong case on your behalf to secure the compensation you deserve.
- Navigating Comparative Fault: If there’s a dispute over who was at fault in the accident, your attorney will gather evidence to support your case and work to minimize your fault percentage, maximizing your potential compensation.
At Jonathan Perkins Injury Lawyers, we understand how a motor vehicle accident can impact a victim and their family. For this reason, our team of dedicated car accident lawyers in Connecticut is committed to providing our clients with compassionate, competent, and comprehensive legal representation. We pride ourselves on our commitment to justice and our track record of success in helping our clients achieve favorable outcomes in their car accident claims.
Call Our Connecticut Car Accident Attorney Now
The aftermath of a car accident can leave you feeling lost and uncertain about the future. However, understanding Connecticut’s car accident laws is the first step in protecting your rights and securing the compensation you need to move forward. With the help of a knowledgeable Connecticut car accident attorney, you can confidently navigate the legal process, knowing that your case is in good hands.
If you have been injured in a car accident in Connecticut, contact Jonathan Perkins Injury Lawyers. Our experienced team is here to support you through every step of your claim, ensuring you receive the justice and compensation you deserve. Our car accident lawyer in Connecticut can meet with you at your earliest convenience to discuss your rights and help you get justice.